Terms of Use

Last updated: 25 October 2026

1. Acceptance of Terms

By accessing or using the Personal Investment Account website and services, you agree to be bound by these Terms of Use. If you do not agree, do not use the services.

2. Eligibility

To access and use the services, you must be at least 18 years old (or reach the age of majority in your applicable jurisdiction) and possess the legal authority to bind yourself to a contract. Services cannot be offered to persons residing in prohibited jurisdictions where provision would violate applicable laws.

3. Indemnity

You agree to indemnify and hold harmless Personal Investment Account, its affiliates and personnel from any claim or demand arising from your breach of these Terms or your misuse of the services.

4. Intellectual Property

All content, trademarks, software and materials on the site are the property of Personal Investment Account or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, revocable licence to use the services for their intended purpose.

5. Account Registration

During the registration process, you consent to furnish truthful, current and complete information, and shall ensure such information remains accurate and current at all times. You bear sole responsibility for safeguarding your login credentials and for any and all transactions carried out through your account.

6. Limitation of Liability

To the fullest extent allowable under applicable law, Personal Investment Account disclaims all responsibility for any indirect, incidental, exemplary, special, derivative or punitive damages, or any loss of earnings or gains, resulting from your access to or engagement with the services.

7. Services

Personal Investment Account provides technology tools and educational information related to online investing. We are not your financial adviser. Nothing on this site constitutes personalised investment advice, tax advice or a solicitation to buy or sell any financial instrument.

8. Suspension & Termination

We may suspend or terminate access to the services at any time, with or without notice, if we believe you have violated these Terms or applicable law.

9. Changes

We may amend these Terms from time to time. Continued use of the services after changes constitutes acceptance of the revised Terms.

10. Prohibited Conduct

• Using the services for money laundering, terrorism financing, market manipulation or any illegal purpose.
• Impersonating another person or providing false identity information.
• Engaging in any attempt to disrupt, breach, or decompile any component of the platform.
• Using automated tools to access the services other than as expressly permitted.

11. Governing Law

This agreement shall be interpreted according to the legal framework of Personal Investment Account's principal place of business, with no consideration given to principles governing conflicts of law.

12. Fees

All relevant fees, spreads and commissions are made available through the platform interface or within the corresponding fee table. You remain liable for any tax obligations incurred as a result of your platform activities.

13. Disclaimers

The services are furnished "in their current state" and "in their current condition" with no assurances of any form. Trading carries significant risk of capital loss. Consult our Risk Disclosure document for further information.

14. Third-Party Services

The platform may contain links to or integrate with third-party services. We are not responsible for such services and their availability, accuracy or content.

15. Contact

Questions about these Terms may be sent through our contact page.

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